Cookie Policy
1. Introduction
This Cookie Policy explains what cookies are, how Britam Holdings PLC (“Britam”, “we”, “us”, or “our”) uses cookies on our website (www.britam.com), the types of cookies we use, the legal basis for their use, how third parties may use cookies, and the choices available to you regarding cookie preferences.
By using our website, you acknowledge that you have read and understood this Cookie Policy. Except for strictly necessary cookies, we only place cookies after you have given explicit and informed consent through our cookie consent mechanism.
2. What Are Cookies?
Cookies are small text files sent to your web browser by a website you visit. They are stored in your browser and allow the website or third parties to recognize you, improve your browsing experience, and provide tailored functionality.
Cookies may collect information that does not directly identify you; however, certain data (such as IP address, device identifiers, or browsing behavior) may constitute personal data under applicable Data Protection Laws.
Types of Cookies by Duration
|
Type |
Description |
|---|---|
|
Session Cookies |
Temporary cookies deleted when you close your browser |
|
Persistent Cookies |
Remain on your device for a set period or until manually deleted |
3. How We Use Cookies
We use cookies for the following purposes:
- Essential Functions: To authenticate users, prevent fraud, ensure security, and enable proper functioning of the website
- Analytics & Performance: To track usage patterns, test new features, and improve website performance
- Preferences: To remember your settings and personalization choices
- Advertising: To deliver relevant advertisements, including behavioral advertising (only with your explicit consent)
4. Types of Cookies We Use
4.1 Strictly Necessary Cookies
These cookies are essential for the website to function and cannot be disabled. They are usually set in response to actions you take, such as logging in or filling out forms.
|
Cookie Name |
Provider |
Purpose |
Duration |
|---|---|---|---|
|
cookiePolicy |
Britam |
Stores your cookie consent preference |
30 days |
|
Joomla Session Cookie |
Britam |
Maintains your session for website functionality |
Session |
|
joomla_remember_me_* |
Britam |
Remembers logged-in users between browser sessions |
As configured |
|
reCAPTCHA cookies |
|
Protects forms from automated abuse and spam |
Session |
Legal Basis: Legitimate interest / Contractual necessity
4.2 Analytics Cookies
These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously. They are only set with your consent.
|
Cookie Name |
Provider |
Purpose |
Duration |
|---|---|---|---|
|
_ga |
Google Analytics |
Distinguishes unique users |
2 years |
|
_ga_E3RHR85EK5 |
Google Analytics 4 |
Persists session state |
2 years |
|
_gid |
Google Analytics |
Distinguishes users for daily reporting |
24 hours |
|
_gat |
Google Analytics |
Throttles request rate to limit data collection |
1 minute |
Legal Basis: Consent
4.3 Advertising & Marketing Cookies
These cookies are used to deliver advertisements relevant to you and your interests. They may also limit the number of times you see an advertisement and help measure the effectiveness of advertising campaigns. They are only set with your consent.
|
Cookie Name |
Provider |
Purpose |
Duration |
|---|---|---|---|
|
_fbp |
Meta (Facebook) |
Delivers advertisements and tracks conversions |
90 days |
|
fr |
Meta (Facebook) |
Enables ad delivery and retargeting |
90 days |
|
_gcl_au |
Google Ads |
Stores conversion data from Google Ads campaigns |
90 days |
Legal Basis: Consent
5. Third-Party Services
We use the following third-party services that may set cookies on your device:
5.1 Google Tag Manager
- Purpose: Tag management system that coordinates the loading of tracking and analytics scripts
- Privacy Policy: Google Privacy Policy
5.2 Google Analytics 4
- Purpose: Website usage analytics, performance insights, and audience measurement
- Privacy Policy: Google Privacy Policy
- Opt-out: Google Analytics Opt-out Browser Add-on
5.3 Meta (Facebook) Pixel
- Purpose: Conversion tracking, advertising optimization, and audience building for marketing campaigns
- Privacy Policy: Meta Privacy Policy
- Opt-out: Your Facebook Ad Preferences
5.4 Google reCAPTCHA
- Purpose: Bot protection and form security
- Privacy Policy: Google Privacy Policy
- Terms of Service: Google Terms of Service
International Data Transfers
Where third-party cookies involve international data transfers, we apply appropriate safeguards in accordance with Data Protection Laws, including:
- Standard Contractual Clauses (SCCs)
- Adequacy decisions where applicable
- Additional technical and organizational measures
6. Your Choices
6.1 Cookie Consent Management
You can manage or withdraw your cookie consent at any time using the “Manage Cookies” link available in the footer of our website. This allows you to:
- View which cookie categories are currently enabled
- Enable or disable non-essential cookies (Analytics and Advertising)
- Withdraw previously given consent
6.2 Browser Settings
You may also control cookies through your browser settings. Most browsers allow you to:
- View cookies stored on your device
- Delete individual or all cookies
- Block cookies from specific or all websites
- Set preferences for first-party vs. third-party cookies
Note: Disabling cookies may affect website functionality and your user experience.
6.3 Effect of Consent Withdrawal
Withdrawal of consent does not affect the lawfulness of processing carried out before withdrawal. Any data collected prior to withdrawal will be retained in accordance with our data retention policies.
7. Your Rights
In relation to cookies and personal data, under applicable Data Protection Laws you have the right to:
|
Right |
Description |
|---|---|
|
Access |
Request a copy of your personal data |
|
Rectification |
Request correction of inaccurate personal data |
|
Erasure |
Request deletion of your personal data (“right to be forgotten”) |
|
Restriction |
Request restriction of processing of your personal data |
|
Portability |
Receive your data in a structured, machine-readable format |
|
Object |
Object to processing, including profiling for direct marketing |
|
Withdraw Consent |
Withdraw consent at any time where processing is based on consent |
To exercise these rights, please contact us using the details provided below.
Further details on your rights and how we process personal data are available in our Privacy Policy.
8. Additional Subdomains
Our online purchase portal (britam.com/buy) may use additional cookies for e-commerce functionality. These cookies are subject to the same consent requirements outlined in this policy.
9. Updates to This Policy
We may update this Cookie Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of any material changes by posting the updated policy on this page with a new “Last Updated” date.
We encourage you to periodically review this page for the latest information on our cookie practices.
10. More Information
You can learn more about cookies and how to manage them by visiting:
11. Contact Us
If you have any questions about this Cookie Policy or our use of cookies, please contact us at dataprotection@britam.com.